Credit Cards

Contact a personal banker at any of our three locations with any credit card needs or questions.

Two American Express Consumer Credit Cards offered by Elan at ISB Online.

Cash Rewards American Express Card

Earn up to 3% cash back on gas
Also earn up to 2% cash back at supermarkets and 1% on all other purchases
$25 cash back after your first purchase

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Travel Rewards American Express Card

3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases
$75 cash back after your first purchase
Low annual fee

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

ISB Online offers 3 different types of consumer Visa cards.

Visa Bonus Rewards Card

Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically¹
$25 cash back after your first purchase

¹The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Visa Bonus Rewards PLUS Card

Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that’s equivalent to 1.5 points) on all points earned every month, automatically²
$50 cash back after your first purchase
Low annual fee

² The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Visa Platinum Card

Enjoy a longer introductory rate

Extended introductory offer
Save on interest and pay down your other credit card balances faster

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

ISB Online offers 4 different types of Business Visa cards.

Visa Business Cash Card

Earn 3% cash back on office supply store net purchases, and phone and internet services
Earn 2% cash back on restaurant and gas net purchases and 1% on all other net purchases
$25 cash back after your first purchase

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Visa Business Bonus Rewards Card

Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically¹
$25 cash back with your first purchase

¹The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Visa Business Bonus Rewards PLUS Card

Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that’s equivalent to 1.5 points) on all points earned every month, automatically ²
$50 cash back after your first purchase
Low annual fee

² The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Visa Business Card

Extended introductory offer
Save on interest and pay down your other credit card balances faster

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

VISA College Rewards Credit Card

For college students
Great rates and manageable credit lines
Earn 1 reward point for every net $1 you spend on purchases

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

VISA Secured Credit Card

VISA Secured Credit Card

Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
Flexible credit lines based on a security deposit ranging from $300 to $5,000
Low annual fee

³Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.